Cheatham Habitat Dedicates Home for Preciado Family
Joseph and Lindsay moved to Nashville from southern California a couple of years ago so they could afford to have a family on their income. As it turns out, living in Nashville proved financially challenging as well with the city’s rising housing costs. They have two children under the age of 3 and must carefully balance the costs of childcare with both of them working while sharing one vehicle. Joseph has worked for Parallon for two years in the insurance and data analysis department, and recently, Lindsay was also able to begin an as-needed position at Parallon. The couple has struggled to afford their Nashville rent, a car loan, and school debts while also learning from their mistakes of trying to “build credit.” Longing for a home to create a more stable and affordable environment, the couple applied for a conventional mortgage and were denied. Then one day while looking at volunteer opportunities at their church, they read about Habitat for Humanity’s homeownership program and realized they might have another opportunity at becoming homeowners and controlling their housing costs. They applied for Habitat’s homeownership program and qualified.
Joseph and Lindsay are thrilled to raise their family in Cheatham County where they have ties through church members and love the small town feel for raising children. With ability to sometimes work from home, they greatly anticipate settling down and building community in Ashland City. “Homeownership will end the worry of increasing rent and apartment hopping for the best deal,” Joseph says. Lindsay adds, “It makes me feel more empowered knowing I can put down roots in a safer environment for my kids. It means everything for them to be able to grow up among memories and to not shake their world with moves every year.”
Joseph and Lindsay are also excited to complete Habitat’s homeownership education classes and continue their journey of better financial management and debt reduction. They will also work on the build site with their sponsor to earn a 0% APR mortgage. Their future Habitat mortgage will decrease their housing costs by nearly $500 a month. To their sponsor Joseph says, “You have no idea how much you have done for our family. It is exciting to think of being homeowners and to have a home for extended family to visit. It is awesome to be a part of such a great educational program. We are so appreciative.” Lindsay adds, “Just knowing that what wasn’t even a possibility for several years and through so much prayer is now a reality is amazing.”
Sponsors: David McCullough Memorial Gift, A.O. Smith, Goodwyn Mills Cawood, RBS, Inc., Community Bank & Trust, R.E. West Transportation, Demonbreun Roofing, U.S. Bank Foundation, Valerie Kemp, Walmart 1226, Ashland City Free Will Baptist, Dillon Transportation, Pinnacle Financial Partners, Todd Binkley Insurance, Shayne & Lisa Bell, Gateway Church Assembly of God, and Pegram Church of Christ.
Save the Date! Cheatham Houses of Hope is set for Thursday, Oct. 4 at 6 p.m. at Gateway Church Assembly of God. Call Director Jeff Bennett at 615.441.9967 to find out how you can get involved.
History of Cheatham Habitat for Humanity
When Habitat of Greater Nashville worked to help residents in Cheatham County after the devastating floods of 2010, it became evident that the work was far from finished. A desire to have a permanent advocate for quality, affordable housing turned into the Cheatham Habitat. This commitment, along with many other volunteers and donors, saw the completion of Cheatham County's first Habitat house in 2011 and as of 2019 eight Habitat homes have been built for hardworking families in Cheatham County.